Pre-Existing Condition Insurance with the Affordable Care Act

If you have been treated for any medical condition recently or are currently being treated for a condition when applying for a new insurance plan, it’s likely that you were denied insurance coverage or only given an extremely expensive option that may be unaffordable for you and your family. Unfortunately, in the past this has been the case for many Americans, leaving countless people uninsured. However, in March 2010 the Affordable Health Care Act was passed, allowing people with pre-existing conditions to obtain coverage with the Pre-Existing Condition Insurance Plan.

Having health insurance is vital and having the insurance plan that is right for you and your family is of even greater importance. At Catherine Michaels Insurance Services, our California insurance professionals have intimate knowledge of the variety of insurance policies available to California residents, allowing them to provide you with the best insurance advice possible. Speak with one of our representatives at 888-875-9888 today.

Qualifications

In order to apply for coverage under the Pre-Existing Condition Insurance Plan, one must meet a few qualifications. These requirements include:

• You cannot have been insured in the 6 months prior to application
• You must be a legal American resident or citizen
• You must meet one of the following qualifications: have a pre-existing condition, been offered insurance rates that are higher than California Major Risk Medical Insurance Program (MRMIP) preferred provider organization in the previous year or not been allowed to obtain individual health insurance in the past year

If you have previously been denied insurance because you have / had a pre-existing condition, it’s likely that the new Affordable Health Care Act will now allow you to receive the coverage you need.

Contact Us

At Catherine Michaels Insurance Services, our California health insurance agents believe that everyone deserves to have affordable coverage that protects you and your family. Contact us at 888-875-9888 to discuss your insurance options.