Exclusive Provider Organization Health Care Plans

An Exclusive Provider Organization plan, also known as an EPO, allows members to only use doctors and other medical professionals that are a part of the EPO network. This network is composed of different health care providers that EPO members choose from and is only amended for emergency situations. This health care plan makes it a priority to encourage members to live a healthy lifestyle so they can focus primarily on basic physician coverage, with referrals to specialists.

If you are looking for a health care plan that is right for you, contact the California health insurance experts of Catherine Michaels Insurance Services today at 888-875-9888. Medical bills can be expensive, so get the insurance you need today.

How an EPO Plan Works

EPO plans are fairly simple for users. If a policy holder needs to visit a doctor, he or she will go to the physician they picked from the members list and will simply present an insurance card and copayment. All users have to pay besides the copayment are monthly premiums and deductibles. Professionals suggest an EPO plan if:

• You have no interest in receiving referrals for specialists
• You are interested in a lower negotiated rate compared to a PPO or HMO health care plan.

Choosing the right insurance plan for you can be a confusing and difficult decision, so seek professional advice and assistance.

Contact Us

If you need a health insurance plan and have questions on which plan is right for you, contact the California health insurance experts of Catherine Michaels Insurance Services today at 888-875-9888.