What to Do if You Don’t Have Health Insurance

Health insurance plans can be quite costly. And with the current state of the economy, just about everyone has to cut back on their expenses. Many are starting to view health insurance as expendable, based on their belief that the risk of injury is not worth the cost of coverage. If your place of employment does not provide you with a health insurance plan, then you are likely weighing the risks and benefits associated with going uninsured.

Purchase a Stand-Alone Plan

There are a number of stand-alone plans available to those whose employers do not provide them with health insurance coverage. By exploring your options and inquiring about the rates and benefits of multiple insurance companies, you may be able to locate a plan that is in your price range.

If you would like to learn more about health insurance plans that may fall into your price range, contact Catherine Michaels Insurance Services at 888-875-9888.

Change Your Health Habits

If you feel that you absolutely cannot afford to pay for a health insurance plan right now, then you should at least take the steps necessary to reduce your risk of injury or illness. By doing the following, you can help reduce your chance of needing costly health care:

• Stop smoking. This habit is proven to cause significant, negative short-term and long-term damage.
• Cut back on your drinking habit. Alcohol consumption can cause obesity, stomach ulcers, a decline in mental health, and brain, liver, and kidney damage.
• Eat healthier. This combats obesity and high cholesterol, among other health problems.
• Exercise. Exercising promotes a healthier body and a healthier lifestyle. A fit body can more easily combat illnesses and resist injuries.
• Reduce your level of stress. When stress builds up, you may experience a rise in blood pressure, sleeping difficulties, stomach and digestive system irritation, and a decline in mental health.

By taking these five steps toward living a healthier life, you can help reduce your chances of needing the attention of a health care professional. However, it is impossible to eliminate all potential health risks.

Contact Us

To learn more about purchasing a California health insurance plan that you can afford, contact Catherine Michaels Insurance Services today by calling 888-875-9888.