California Health Plans
According to recent estimates, almost 7 million residents of California are uninsured. Many feel they cannot afford it, while a few others simply do not wish to spend money on monthly premiums when they are in good health. However, the simple truth is that dealing with an unexpected emergency without insurance can be far more expensive than making regular payments.
If you are concerned about affording insurance, you need to be fully informed about all of your options for obtaining California health coverage. Catherine Michaels Insurance Services can give you California health insurance quotes from a variety of companies, helping you choose the best one for your situation. Call our offices at 888-875-9888.
Types of California Health Plans
You are able to purchase insurance coverage for:
- Single Adult
- Married Couple
- Family – a married couple and their children
- Single Parent – one parent and his or her children
- Single Child
- Multiple Children
As you can see, policies are available to cover many different living situations. In addition, each one may be available in two different types, based on the length for which they will insure you. The types are:
- Long term, or standard coverage: This is usually the ideal California insurance choice, if it is a viable option for you. Standard coverage usually includes both routine (doctor’s visits, routine checkups, etc) and emergency care. It can also be renewed for many consecutive years.
- Short term, or temporary coverage: This kind of plan is primarily intended for people who are waiting for a long term policy to begin. It can last for one to twelve months, but usually cannot be renewed after one year. It also does not typically cover routine care.
Short term coverage can be a good option for people who have recently finished college, are temporarily in between jobs, or work seasonally. It is not a good substitute for standard coverage.
Contact Us
If you are looking for a California health insurance plan that meets your needs, contact Catherine Michaels Insurance Services today at 888-875-9888. We can make the process of finding adequate coverage far more simple and successful.